Developing students' creative activity in the framework of the academic subject "Insurance"

In this paper the author considers a non-conventional (creative) approach to teaching "Insurance". Insurance is one of the most significant financial and credit institution. In countries with developed market economies it is a strategic sector and an important area for investment. Insurance make it possible to protect the state and its citizens, the industrial and social sectors against different risks occurring in the modern society. Insurance functions in accordance with the adopted Russian legislation and regulation documents. Due to this, insurance and creativity seem to be completely incompatible. However, my teaching experience disproves this assumption. For the purpose of incorporating creativity into the academic subject "Insurance", I employed the following teaching techniques: discussion of issues chosen by students followed by a presentation of their reviews, watching national and foreign films on insurance with subsequent discussion, exposure to tests and crosswords related to particular sections of the academic discipline including its insurance line, problem solving, reviewing practical situations, conducting business games and economic dictations. Furthermore, students who do not miss lectures and seminar classes, those who actively participate in all activities, are granted the right to take their credit test in a non-conventional, id est, creative format. The scenario of a creative task is developed independently by a group for 2 or more months. Simultaneously, students develop the following abilities: 1) ability to act and interact as a team; 2) ability to take responsibility not only for oneself but for also for each member of their group. In this context, the question arises, whether students who lag behind are allowed to participate in a creative task. They are certainly involved. However, in order to pass a credit test or a graded exam they are also required to answer some questions related to topics covered during the semester. This is due to be done orally or in written form. Undoubtedly, the level and quality of a creative task is determined by the intellectual potential of students in a group. The creative solutions that have been presented by the students of the Faculty of Economics over the last few years prove the fact that the faculty comprises many bright and talented students.

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